Disaster Field Operations Center West

Release Date:  Oct. 7, 2020Contact:  Richard A. Jenkins, (916) 735-1500,
Release Number:  TX 16401-02, TX 16407-02Follow us on Twitter, Facebook, Blogs & Instagram

Deadlines Approaching in Texas for

SBA Working Capital Loans Due to Drought

SACRAMENTO, Calif. – Director Tanya N. Garfield of the U.S. Small Business Administration’s Disaster Field Operations Center-West today reminded small nonfarm businesses in Texas counties and neighboring counties in New Mexico and Oklahoma of the deadline dates to apply for an SBA federal disaster loan for economic injury. These low-interest loans are to offset economic losses because of reduced revenues caused by drought in the following primary counties in Texas.

Declaration NumberPrimary Texas CountiesNeighboring CountiesIncident TypeIncident DateDeadline
16401Anderson, Atascosa, Bandera, Bee, Bell, Blanco, Brazos, Brown, Burleson, Burnet, Caldwell, Callahan, Cherokee, Coke, Coleman, Colorado, Comal, Concho, Crockett, Dallam, DeWitt, Dimmit, Eastland, Edwards, Freestone, Frio, Gillespie, Glasscock, Goliad, Gonzales, Guadalupe, Haskell, Hays, Henderson, Houston, Irion, Jackson, Jim Hogg, Jones, Karnes, Kendall, Kerr, Kinney, La Salle, Lavaca, Leon, Live Oak, Llano,  Mason, Maverick, McCulloch, Medina, Menard, Navarro, Nolan, Palo Pinto, Real, Runnels, San Saba, Schleicher, Shackelford, Smith, Starr, Stephens, Sterling, Taylor, Throckmorton, Tom Green, Travis, Uvalde, Val Verde, Van Zandt, Victoria, Webb, Wharton, Wichita, Wilbarger, Williamson, Wilson, Wood, Young, Zapata and ZavalaAngelina, Archer, Austin, Bastrop, Baylor, Bexar, Brazoria, Brooks, Calhoun, Camp, Clay, Comanche, Coryell, Crane, Duval, Ellis, Erath, Falls, Fayette, Fisher, Foard, Fort Bend, Franklin, Gregg, Grimes, Hardeman, Hartley, Hidalgo, Hill, Hood, Hopkins, Howard, Hunt, Jack, Jim Wells, Kaufman, Kimble, King, Knox, Lampasas, Lee, Limestone, Madison, Martin, Matagorda, McLennan, McMullen, Midland, Milam, Mills, Mitchell, Moore, Nacogdoches, Parker, Pecos, Rains, Reagan, Refugio, Robertson, Rusk, San Patricio, Scurry, Sherman, Stonewall, Sutton, Terrell, Trinity, Upshur, Upton, Walker and Washington in Texas;  Union in New Mexico; Cimarron, Cotton, Jackson and Tillman in OklahomaDroughtBeginning Nov. 1, 201911/07/20
16407Austin, Brooks, Hidalgo, and McMullenAtascosa, Cameron, Colorado, Duval, Fayette, Fort Bend, Frio, Jim Hogg, Jim Wells, Kenedy, Kleberg, La Salle, Live Oak, Star, Waller, Washington, Webb, Wharton and WillacyDroughtBeginning March 3, 202011/18/20

According to Garfield, small nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may apply for Economic Injury Disaster Loans of up to $2 million to help meet working capital needs caused by the disasters. “Economic Injury Disaster Loans may be used to pay fixed debts, payroll, accounts payable and other bills that cannot be paid because of the disasters’ impact,” said Garfield.

“SBA eligibility covers both the economic impacts on businesses dependent on farmers and ranchers that have suffered agricultural production losses caused by the disasters and businesses directly impacted by the disasters. Economic injury assistance is available regardless of whether the applicant suffered any property damage,” Garfield added.

The interest rate can be as low as 3.75 percent for businesses and 2.75 percent for private nonprofit organizations with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.

By law, SBA makes Economic Injury Disaster Loans available when the U.S. Secretary of Agriculture designates an agricultural disaster.The Secretary declared declaration TX 16401 on March 7, 2020; and declaration TX 16407 on March 18, 2020.

Businesses primarily engaged in farming or ranching are not eligible for SBA disaster assistance. Agricultural enterprises should contact the Farm Services Agency about the U.S. Department of Agriculture assistance made available by the Secretary’s declaration. However, in drought disasters nurseries are eligible for SBA disaster assistance.

Applicants may apply online, receive additional disaster assistance information and download applications at Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email for more information on SBA disaster assistance. Individuals who are deaf or hard‑of‑hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX  76155.


About the U.S. Small Business Administration

The U.S. Small Business Administration makes the American dream of business ownership a reality. As the only go-to resource and voice for small businesses backed by the strength of the federal government, the SBA empowers entrepreneurs and small business owners with the resources and support they need to start, grow or expand their businesses, or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit

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